Existing law allows colleges, schools, and other institutions of learning, as well as sports teams, camps, and similar organizations, to issue “blanket insurance” policies that cover all or nearly all persons within a defined class under a single master policy. These policies may ensure students, teachers, employees, team participants, campers, officials, supervisors, and persons responsible for their support. Coverage typically includes benefits for accidental death or dismemberment and for hospital, medical, surgical, or nursing expenses resulting from accident or sickness.
AB 487 expands this authority by permitting blanket insurance policies to also cover volunteers. As a result, schools, sports teams, and camps may now include volunteers in their group policies, extending the same protections that already apply to students, staff, and participants.
(AB 487 amends section 10270.2 of the Insurance Code.)